Innovation & Digital

Digital banking, trends and innovations in the financial industry

Our articles on innovative business models, key technologies and exciting innovations.

Click to Pay: bye-bye credit card number

Click to Pay: bye-bye credit card number

Click to Pay is the catchy name of a new process that is set to become established in German online retail in 2023.
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Mr. Frank Breuss, CEO of Nikulipe

Local Payment Methods for Fast-Growing and Emerging Markets

Mr. Frank Breuss (CEO of Nikulipe) about the provision of local payment methods in Fast-growing and Emerging markets, the growth potential in the e-commerce
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Competition in Chess game is a competition game in business as metaphor for the article "Will banks no longer play a role in the payment market?"

Will banks no longer play a role in the payment market?

Future payment market: Why it is crucial that banks position themselves strategically in the payment market – and what options they have to do
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Technologieprozesse als Metapher für den Artikel "Payments back office automation regarding customer experience"

Payments: back office automation regarding customer experience

The payments industry is facing high cost pressure and the economic recession. A complete reshuffle of banking operations becomes inevitable.
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Close up of mobile phones being kept together as metaphor for "The future of mobile payments in Germany"

The future of mobile payments in Germany

What will be the impact of digitalization and COVID-19 in the land of cash?
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People prototyping on the user experience as metaphor for the article "Tailoring the ideal user experience in payments"

Tailoring the ideal user experience in payments

Creating a new product requires forging an absolutely new level of interaction.
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Mobile Payment as a metaphor for "Payments—an industry undergoing radical change"

Payments—an industry undergoing radical change

Which strategic changes are banks and payment service providers facing today and in the future?
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PSDII

Winning strategies for a PSD2 world

Change of retail banking as we know it.
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Banking innovation: Paying with PayPal at the PoS

PayPal’s mobile payment service for smart phone users in selected shops as a first step towards the end of the primacy of cash
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