Home » Media

Lending business 2022 – focus topics and analyzed credit events

What happened in the lending business in 2022?

In our review of the lending business in 2022, we evaluated 347 events and trends in 52 countries on 5 continents, using prestigious German and international newsletters (Finanz-Szene, Finextra, Der Treasurer and many more), as well as news and company websites.

The 2022 credit events can be divided into the following six themes for the purposes of analysis:

Green finance: Green lending and sustainability-linked loans (SLLs) will grow in popularity in 2022, with more regulatory requirements and reporting around ESG issues. Fintech companies are developing solutions to meet these requirements.

Digital end-to-end lending process: Digital origination of loan agreements was a focus in 2022, with corporate and retail customers expecting a seamless digital omnichannel journey.

Data-driven lending (DDL): AI and machine learning were increasingly used in 2022 to provide individualised loan offers and assess creditworthiness based on alternative data.

Lending platforms & ecosystems: Lending platforms challenge financial institutions to develop their own solutions or partner with platform providers, such as through embedded finance.

Buy Now, Pay Later (BNPL): There have been many events in the BNPL industry in 2022, including funding rounds, acquisitions and consolidations. The future outlook for the BNPL market is exciting.

Decentralized finance lending: The crypto market downturn in 2022 affected decentralized finance lending, but blockchain technology and smart contracts still have potential in this area.

Related articles​


Analyses, articles and interviews about trends & innovation in banking delivered right to your inbox every 2 weeks

Send this to a friend