Topics
Banking topics from A to Z
Our topics: from asset management to digital assets, ESG and open banking to interest rate risk in the banking book (IRRBB), …
In each section you will find links to further relevant articles.
Topics
Banking topics from A to Z
Our topics: from asset management to digital assets, ESG and open banking to interest rate risk in the banking book (IRRBB), …
In each section you will find links to further relevant articles.
A
AI
The term “artificial intelligence” (AI) refers to technologies that emulate and support human abilities such as seeing, hearing, analyzing, deciding and acting
Alternative asset classes
In principle alternative assets include all assets that do not fall into the traditional liquid asset classes, such as securities, money market instruments and derivatives. Alternative asset classes include also cryptocurrencies, antiques and art and other physical assets.
APIs
Data exchange between the bank and authorized third parties (e.g. financial institutions, fintech start-ups and companies) is enabled via application programming interfaces.
Asset Management
Asset management” refers to the financial service of managing assets by means of financial instruments with the aim of increasing the invested assets.
B
C
Chatbots and voicebots
Chatbots and voicebots enable dialog-based interaction between bank and customer. This topic becomes even more interesting when the technology is further developed using AI.
COVID-19 crisis
The COVID-19 pandemic and its consequences are often compared to the global financial crisis of 2008/09 – this time, however, the cause is exogenous.
D
Data analytics
“Data analytics” refers to technologies whose primary focus is on analyzing, explaining and deriving insights from data.
Design Thinking
Design Thinking is a process-oriented and iterative innovation method that helps develop new products, services and customer experiences.
Digital assets
Digital assets are digital representations of assets that are not issued or guaranteed by any central bank or public authority and do not have the legal status of currency or money.
Digitale assistants
Digital assistants are an important building block for optimizing the digital customer interface. Software solutions that recognize the specific needs of a user and initiate a defined solution process are referred to as digital assistants.
Digital euro
The ECB’s deliberations on the digital euro to date can be summarized in the basic idea of “digital cash”. In addition to physical cash and electronic fiat money, the ECB wants to introduce a digital euro as central bank money with payment functions for everyday use via smartphone.
E
Ecosystems
An ecosystem is a network of several providers – orchestrated by the ecosystem’s orchestrator – who orient their services towards customer needs. An ecosystem can focus on one or more customer needs.
ESG
ESG – these three unassuming letters not only stand for environmental, social and governance, they cover an entire development that will change our society, the economy and our behavior and will thus also have a massive impact on banking.
F
G
H
I
Intelligent process automation
Intelligent process automation refers to the transformation of business processes that previously could not be automated because they involved the processing of unstructured data and therefore had to be performed manually. Complex process steps can be automated by integrating AI.
IRRBB
The extent of maturity transformation between the fixed-interest periods on both the asset and liability side has a significant influence on the level of interest rate risk in the banking book (IRRBB).
J
K
L
M
Metaverse
Broadly speaking, Metaverse stands for an evolved, immersive internet, in which the boundaries between the physical and digital worlds become increasingly blurred as a result of various software and hardware innovations. Consequently, Metaverse platforms are virtual ecosystems for social interaction as well as commercial and leisure activities
N
O
Open banking
Open banking refers to the practice of securely sharing financial data with customer consent. Data exchange between the bank and authorized third parties (e.g. financial institutions, fintech start-ups and companies that currently do not necessarily have to be active in the financial sector) is enabled via APIs.
P
Platforms
In essence, digital platforms are online marketplaces that bring together supply and demand in a similar way to a real marketplace. Banks or companies offer services and compete on platforms.
Portals
Portals basically represent access points to any type of digital service. However, it would not be sufficient to reduce the role of a portal to a mere access channel
Q
R
RegTech
Regtech is a portmanteau of the terms “regulatory” and “technology” and is considered a sub-division of the fintech industry, although in direct comparison it is still in the initial stage.
Robo advisor
The terms “robo advice” and “robo advisor” have been used for the past few years to describe digital asset management and its providers. In the future, robo advice will be part of financial services providers’ standard offering.
S
SACR
The standardized approach to credit risk (SACR) is one of the two possible approaches to determine risk-weighted exposure amounts in accordance with the Capital Requirements Regulation (CRR).
T
U
V
W
X
Y
Z
Media
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