Research & Markets

Economic developments, dynamics, opportunities and potentials in banking

Observations and analyses of the current state of the banking sector, market volumes and margins of banking products and offers as well as relevant players in financial services.

Banking prospects 2024: “soft landing” or recession?

Banking prospects 2024: “soft landing” or recession?

Banks caught between favorable forecasts and acute risks
2024: The future of banks

The future of banks: despite a positive outlook, caution is advised in 2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#47 – January 2024)
A view of the sky as a metaphor for a view of the future of corporate banking

Corporate Banking Study 10.0

Given the many new opportunities that have arisen in corporate banking, banks’ earnings potential is expected to rebound in the medium term.
Band aid on smoke stack as metaphor for green funding: the path to green bond issuance capability

Green funding: the path to green bond issuance capability

Not all types of green bonds are suitable for every institution. Since far more than just the financial side must be taken into account
colorful cables joining in at the center as metaphor for future-proof client care and sales in private banking

How to future-proof client care and sales in private banking

How can private banking providers learn from developments in retail banking and how can they translate these insights into successful sales strategies for their
Flag of Switzerland: Cross-border business of Swiss asset managers

Cross-border business of Swiss asset managers

Compared to onshore markets such as Germany, Switzerland benefits more from demographic developments and asset growth in the rest of the world. Can Switzerland
Economies and banks at a pivotal turning point

Economies and banks at a pivotal turning point

zeb.market.flash, Q3 2023: (Issue 46 – October 2023): regulatory gaps between the U.S. and the euro area.
Man on a abstract background as metaphor for BigTechs’ future moves: from current state to industry domination?

Unveiling BigTechs’ future moves: from current state to industry domination?

BigTechs’ initial entry into the market provides valuable insights into their possible medium to long-term trajectories. Individual BigTechs may chart different paths based on
Creative glowing digital car on blurry night city as metaphor for the German fleet leasing market

German fleet leasing market – can the expansion of management services be a driving force in the future?

The fleet leasing business in Germany is facing new challenges. A highly competitive market and demanding macroeconomic circumstances call for new growth strategies.
Abstract flying in futuristic corridor as metaphor for The future role of BigTechs in financial services

The future role of BigTechs in financial services

BigTechs’ disruption of financial services is just getting started: the future role of BigTechs in financial services.
Light trail over the city as metaphor for: marathon towards “net zero” the role of banks

Marathon towards “net zero”: the role of banks in achieving climate neutrality

How to develop a science-based pathway aimed at reducing financed GHG emissions to achieve “net-zero” status.
network concept as a metaphor for Target Operating Model 4.0 – asset managers in a fully digital target picture

Tar­get Ope­ra­ting Mo­del 4.0 – asset managers in a fully di­gi­tal tar­get pic­ture

The value chain of asset managers could be almost completely automated and digitally mapped – in theory, human action and interaction are hardly necessary
regulatory gaps between the U.S. and the euro area

Markets regain confidence in banks

zeb.market.flash Q2 2023 (Issue 45 – July 2023): regulatory gaps between the U.S. and the euro area.
Medium-term interest rate scenarios and implications for European banks

Medium-term interest rate scenarios and implications for European banks

What medium-term interest rate scenarios are possible? What are the consequences for European banks? And what control levers, if any, do institutions have in
Treasury goes green: green funding

Green funding: ESG has arrived in treasury

ESG has become a key topic of public debate. It is also being widely discussed within the financial services industry. In this article, we
ESG data collection: operational lending business?

ESG data collection – a challenge for the operational lending business?

The increasing scope of ESG data requirements, however, poses significant challenges for financial institutions.
Banking crisis 2.0: Banking turmoil raises old familiar questions

Banking crisis 2.0: banking turmoil raises old familiar questions

zeb.market.flash Q1 2023 (Issue 43 – April 2023): Banking crisis 2.0 and its regulatory implications
Deposit business after the interest rate turnaround (article)

Deposit business after the interest rate turnaround – regional banks need a new sales story

Regional banks must rethink and reshape their deposit business. Sales challenges faced by savings banks and cooperative banks.
Cover: Private Banking Study Austria 2022

Private Banking Study Austria 2022

Analysis, simulation, focus topics and outlook: the private banking market in Austria.
Abstract image for the lending business 2023: trends and market forecasts

Lending business 2023: trends and market forecasts

Credit events: a global perspective In our review of the 2022 lending business, we examined credit events and trends around the
Cover whitepaper: Private Banking Study Germany 2022

Private Banking Study Germany 2022

The assets of German private banking customers are growing steadily: in 2022, they already amounted to EUR 7.2 trillion and are expected to increase
Banking environment: 2023: challenging times ahead

New banking environment 2023: challenging times ahead

zeb.market.flash Q4 2022 (Issue 42 – January 2023): Essential value drivers in banking
after the interest rate turnaround

Regional banks after the interest rate turnaround – seizing opportunities, avoiding risks

Challenges of the interest rate turnaround require cross-divisional cooperation.
Rebirth of the deposit business for banks in Europe

Rebirth of the deposit business: is a “battle for deposits” looming?

zeb.market.flash Q2 2022 (Issue 42 – November 2022): Banks’ strong performance fuels hope for upcoming quarters
AI is becoming more important for building societies

AI is becoming more important for building societies – study results

In 2021, for the second time since 2019, zeb conducted a study on the use of AI in the building society sector. The results
Soaring interest rates in turbulent times

Soaring interest rates in turbulent times

zeb.market.flash Q2 2022 (Issue 41 – July 2022): It is official: The era of zero interest rate levels seems to be over, but banks
Internal segment accountingin regional banks

Four hypotheses on the future of internal segment accounting in regional banks

Four hypotheses on the future of internal segment accounting in regional banks. Management impulses and conclusion.
ESMA’s Sustainable Finance Roadmap

ESMA’s Sustainable Finance Roadmap

Sustainable finance is an integral part of the real economy and the financial markets. Read how the Sustainable Finance Roadmap helps in the fight
Say goodbye to Goldilocks economy

Say goodbye to the Goldilocks economy

zeb.market.flash Q1 2022 (Issue 40 – April 2022): Post-war economic perspectives and impact on banks.
Asset management: Operating models

Operating models in asset management – ensuring future readiness

Find the best-fitting operating model in order to ensure future readiness in the Asset Management industry!

BankingHub-Newsletter

Analyses, articles and interviews about trends & innovation in banking delivered right to your inbox every 2 weeks