Michael Mönnich is a Senior Manager in zeb’s Regional Banks OPEX Practice Group. He is managing projects with a focus on the lending operations of regional banks with emphasis on audit-proof lending processes, regulatory issues and support in the area of special audits.
Responsibility instead of regulation – risk culture lays the foundation for effective governance in the lending business
29/10/2026
The supervisory authorities have already recognized this: risk culture is no longer a soft topic, but an audit-relevant factor that allows conclusions to be drawn about an institution’s manageability and stability.
