finance & risk

Giant robot throwing man in a trash can as metaphor for "AI at work: will AI replace or support us?"

Will AI replace us or make our work easier? – an international study

An international study led by zeb.business school in collaboration with academic partners from ten nations is investigating the impact of AI on work practices.
data as metaphar for five steps to successful AI adoption

Five steps to successful AI adoption in small and medium-sized financial institutions

To ensure that financial institutions of all sizes can leverage AI throughout their organizations, five key steps need to be considered.
We celebrate 10 years of BankingHub!

We celebrate 10 years of BankingHub!

The BankingHub turns 10! What were the original intentions behind the BankingHub? And what is the BankingHub today?
People silhouettes against glass as metaphor for culture and strategy in banks as keys to success?

Culture and strategy in banks as keys to success?

What drives companies’ performance and success? How do they know who has to do what? What makes employees strive for the ongoing success of
2024: The future of banks

The future of banks: despite a positive outlook, caution is advised in 2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#47 – January 2024)
Brain with wires as metaphor for the possibilities for AI in the financial sector are manifold

Many opportunities for AI in the financial sector: Visa is one example

Jeroen van Oerle, portfolio manager, Global FinTech, discusses the application of generative AI, using Visa as an example.
Cybercrime and cybersecurity: opportunities and risks
Topic

Cybercrime and cybersecurity: opportunities and risks through the use of AI

The use of artificial intelligence (AI) is changing the threat landscape and presenting cybersecurity systems with new challenges that should be addressed in terms
Is a personnel strategy smart without AI?

Is a personnel strategy smart without AI?

Looking into the future, we can already state: a personnel strategy without systematic use of AI components will hardly stand a chance of achieving
BankingHub annual review / christmas article

A look back at the banking industry’s year 2023

For almost ten whole years now, the BankingHub has been providing you with insights into the financial sector in line with our guiding principle
Daniel Valenzuela, Head of Impact at World Fund

Impact investing: World Fund interview

We had the opportunity to discuss the topic of impact investing with Daniel Valenzuela, Head of Impact at World Fund, a venture capital company
A view of the sky as a metaphor for a view of the future of corporate banking

Corporate Banking Study 10.0

Given the many new opportunities that have arisen in corporate banking, banks’ earnings potential is expected to rebound in the medium term.
Financial charts on smartphone display as metaphor for electronic stock
Topic

Electronic stock

The German Financing for the Future Act (Zukunftsfinanzierungsgesetz, ZuFinG) enables the DLT-based issuance of electronic stocks.
Speed light tunnel as metaphor for Crypto securities register
Topic

Crypto securities register

A crypto securities register is a register based on DLT technology for electronic securities as defined in the German Electronic Securities Act (Gesetz über
Crypto currency and digital wallets concept background as metaphor for crypto security
Topic

Crypto security

Crypto securities are a new form of issuance for bearer bonds via a DLT-based crypto securities register.
Crypto currency and digital wallets concept background.
Topic

Cryptocurrency

A cryptocurrency is a digital asset that enables cashless payments independent from any intermediaries or can be used for investment purposes.
Cash dollar bill and design with waves and bars as metaphor for crypto fund unit
Topic

Crypto fund unit

A crypto fund unit is a share in investment funds or in individual share classes of an investment fund that is registered in a
Distributed ledger technology (DLT)
Topic

Distributed ledger technology

Distributed ledger technology (or “DLT” for short) refers to a decentralized database that stores information in blocks that are distributed across a computer network.
Digital generated image as metaphor for Decentralized finance (DeFi
Topic

Decentralized finance

Decentralized finance describes decentralized systems that use software protocols to enable financial transactions between users without the involvement of financial intermediaries such as banks.
Isometric digital signature concept as metaphor for smart contracts
Topic

Smart Contracts

Smart contracts are contracts implemented using DLT systems that automatically execute transactions when certain triggers occur, enabling digital transaction processing.
modern futuristic background as metaphor for decentralized application dApp
Topic

Decentralized application (dApp)

dApps are DLT-based software applications that make smart contracts usable through a GUI.
NFT word on dollar bill and bitcoin coin
Topic

Non-fungible token (NFT)

Non-fungible tokens (NFTs) are unique digital assets that can be issued and traded via DLT.
Blockchain concept of a transparent cube with encryption as metaphor for security tokens
Topic

Security tokens

Security tokens are securities that represent a digital twin of an asset.
Financial transaction, via digital wallet as metaphor for crypto wallets
Topic

Crypto wallets (wallets)

Wallets allow users to store and manage the cryptographic keys of tokens.
Band aid on smoke stack as metaphor for green funding: the path to green bond issuance capability

Green funding: the path to green bond issuance capability

Not all types of green bonds are suitable for every institution. Since far more than just the financial side must be taken into account
Abstract space concept image as metaphor for electronic securities and the choice of register solution

Electronic securities and the choice of register solution

How is the market for electronic securities and technical solutions developing? Is scalability the main differentiator? In cooperation with tokenforge, we take a look
Founders of Fundvis, CEO Tobias Degünther (left)and CPO Leonhard Kossmann (right)

Fundvis – a user-friendly E2E fund management platform

We had the opportunity to talk to Leonhard Kossmann, one of the co-founders of Fundvis.
colorful cables joining in at the center as metaphor for future-proof client care and sales in private banking

How to future-proof client care and sales in private banking

How can private banking providers learn from developments in retail banking and how can they translate these insights into successful sales strategies for their
Binjamin Sancar, Member of the Board at Raiffeisen OÖ Ventures

Beyond banking: activating the communal spirit through new approaches in the region

In our interview with Binjamin Sancar, Member of the Board at Raiffeisen OÖ Ventures, we give you an insight into the beyond banking steps
Flag of Switzerland: Cross-border business of Swiss asset managers

Cross-border business of Swiss asset managers

Compared to onshore markets such as Germany, Switzerland benefits more from demographic developments and asset growth in the rest of the world. Can Switzerland
Economies and banks at a pivotal turning point

Economies and banks at a pivotal turning point

zeb.market.flash, Q3 2023: (Issue 46 – October 2023): regulatory gaps between the U.S. and the euro area.

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