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Design thinking

Design thinking is a process-oriented and iterative innovation method that helps develop new products, services and customer experiences.
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Interest rate risk in the banking book (IRRBB)

Due to different fixed interest rates of assets and liabilities allocated to the banking book, credit institutions are exposed to a risk of changing interest rates on the money and capital markets.
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Regtech

Regtech is a portmanteau of the terms “regulatory” and “technology” and is considered a sub-division of the fintech industry, although in direct comparison, it is still in the initial stage.