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Design thinking

Design thinking is a process-oriented and iterative innovation method that helps develop new products, services and customer experiences.

Interest rate risk in the banking book (IRRBB)

Due to different fixed interest rates of assets and liabilities allocated to the banking book, credit institutions are exposed to a risk of changing interest rates on the money and capital markets.


Regtech is a portmanteau of the terms “regulatory” and “technology” and is considered a sub-division of the fintech industry, although in direct comparison, it is still in the initial stage.

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