Tom Meintrup is a Senior Consultant in zebโs Regional Banks โ Finance & Risk Practice Group. His project work focuses on the lending operations of regional banks, particularly on regulatory topics and credit management as well as the preparation and follow-up of special audits.
How can lending standards be used as a strategic lever in credit portfolio management?
01/10/2026
Banks are operating in an economic environment that is characterized by uncertainty, structural change and increasing default risks. The article shows why lending standards represent a key management instrument for executives, how they are embedded in the regulatory framework and which factors determine their actual effectiveness.
