How can lending standards be used as a strategic lever in credit portfolio management?
Banks are operating in an economic environment that is characterized by uncertainty, structural change and increasing default risks. The article shows why lending standards represent a key management instrument for executives, how they are embedded in the regulatory framework and which factors determine their actual effectiveness.
The BCBS principles in 2025: Have the guidelines for credit risk management in banks improved?!
The Basel Committee on Banking Supervision (BCBS) has updated its principles for the management of credit risks. These updates are intended to help supervisory authorities ensure that banks establish appropriate and effective procedures for identifying, assessing, managing and monitoring credit risks.
Construction financing: responding to the crisis with customer centricity and efficiency
Processes for existing business are often neglected, even though they are the most common lending processes in banks.
Click to Pay: bye-bye credit card number
Click to Pay is the catchy name of a new process that is set to become established in German online retail in 2023.
Media
Zahlen und Fakten aus den Bereichen Research & Markets, Banking, Innovation & Digital kompakt fรผr Sie visualisiert.