Bastian Walkhoff

Expert Partner

Bastian Walkhoff is an Expert Partner at zeb and supports banks in transforming their lending operations. His focus is on the strategic refinement of business models, lending processes and risk management at the intersection of regulation, ESG and digitalization. By advancing these transformation areas, he helps financial institutions create sustainable competitive advantages and ensure the future viability of their lending business.

Location

Office Hamburg
Kurze Mühren 20
20095 Hamburg
Germany

Contact

+49 403 03740-174
bwalkhoff@zeb.de

Articles by Bastian Walkhoff

Lending business until 2030: strategic challenges – between algorithm and aspiration

06/03/2026

The world of lending is facing a tectonic shift. Anyone who believes that digitalization is merely another chapter in the long history of increasing efficiency fails to grasp the seismic scope of the transformation.

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Image of real estate in abstract terms, focusing on climate efficiency.

Energy performance certificates in real estate financing – generating sales potential from regulatory obligations!

14/01/2026

Energy efficiency and sustainability have become key issues in almost all branches of economic activity in recent years. Both topics are also gaining in importance in the area of real estate financing, particularly with regard to legal requirements and the handling of energy performance certificates.

This raises complex questions for banks and, above all, their managers: How can the requirements be met efficiently, what challenges need to be overcome and what (sales) opportunities does a proactive approach to energy performance certificates offer?

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The BCBS principles in 2025: Have the guidelines for credit risk management in banks improved?!

30/10/2025

The Basel Committee on Banking Supervision (BCBS) has updated its principles for the management of credit risks. These updates are intended to help supervisory authorities ensure that banks establish appropriate and effective procedures for identifying, assessing, managing and monitoring credit risks.

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