Home » Topics

Dies auf Deutsch lesen

SACR—Standard approach to credit risk

By Robin Rantzsch, Dr. Markus Weber, Nicole Nowacka

20/09/2017
Join the discussion
Reading time: 1 minute

The standard approach to credit risk (SACR) is one of the two possible approaches to determine risk-weighted position amounts. There is also the IRB approach, which is based on internal ratings.

Risk-weighted position

In the SACR, the risk-weighted position is calculated by multiplying the value of the risk position with the defined or determined risk weight. The value of the is the remaining book value of an asset item after specific credit risk adjustments and additional value adjustments.

Risk weight

The risk weight is determined by assigning the risk position to an asset class defined in the CRR. For each of these asset classes, risk weights are provided depending on the assumed default risk. Taking into account external credit assessments, these default risks depend on the respective rating of the counterparty. Blanket risk weights are intended for unrated risk positions.

The standard approach to credit risk is currently undergoing a fundamental revision by the Basel Committee on Banking Supervision (BCBS).

Join the discussion

Feel free to contact us!

Robin Rantzsch

Author

Dr. Markus Weber

Manager zeb Hamburg

Nicole Nowacka

Senior Consultant zeb Berlin

Articles on the topic

Key as a metaphor for DAC 8 and CARF: the keys to tax transparency in the European crypto market – an interview with CoinTracking

DAC 8 and CARF: the cornerstones of tax transparency in the European crypto market – an interview with CoinTracking

14/05/2025

We spoke to Malte Harwardt, Head of Business Development at Munich-based fintech company CoinTracking, about what impact the introduction of DAC 8 (EU Directive on Administrative Cooperation) and the related CARF (Crypto-Asset Reporting Framework) will have on the German and European markets.

Abstract graph as a metaphor for the change from passive to active interest rate risk management

From passive to active interest rate risk management: insights from the evolution of the interest rate markets

07/05/2025

Extreme market fluctuations are challenging German regional banks to fundamentally rethink their interest book strategy. But how can banks not only react to such developments but also anticipate them? This article aims to go beyond a mere review.

Sailing boat on a rough sea as a metaphor for when the wind changes: Private Banking Study Germany 2024:

Private Banking Study Germany 2024: When the wind shifts again

28/04/2025

Sunny times in private banking? For years, private banking and wealth management have been the only segments in the private customer market to record significant growth. According to our calculations, this trend will continue with a growth rate of 5–7% at least until 2028. In the Private Banking Study Germany 2024, we have comprehensively analyzed the German private banking market .

Thoughtful woman as a metaphor for psychological safety as an art of leadership

Nothing ventured, nothing gained: psychological safety as an art of leadership

14/04/2025

How can leaders successfully navigate their teams through turbulent times? A decisive answer to this question lies in an often underestimated aspect of modern leadership: psychological safety.

USA from space

Unstable markets and transatlantic divergences between the USA and Europe

10/04/2025

zeb.market.flash #51, Q4 2024: Trump’s tariff policy, a historic borrowing package for defense and infrastructure in Germany – the current issue focuses on the latest major political developments in Germany and the world.

Bank building on an abstract network as metaphor for the T+1 settlement: how to achieve shorter settlement cycles

T+1 settlement: how to achieve shorter settlement cycles

27/03/2025

Raik Hering, Head of Custody and Cash Services at dwpbank, on the implications of shortening the settlement cycle from T+2 to T+1.

Digital street as a metaphor for the MiCAR Compass – helping institutions navigate effectively and efficiently through the implementation of MiCAR requirements

MiCAR Compass – helping institutions navigate effectively and efficiently through the implementation of MiCAR requirements

19/03/2025

What are the MiCAR requirements? How can organizations achieve MiCAR compliance? We introduce the zeb.MiCAR Compass, a framework designed to navigate the complex requirements of the Markets in Crypto-Assets Regulation (MiCAR). MiCAR creates EU-wide legal certainty for crypto assets and services.

SXSW 2025: from FOMO to FOMA

17/03/2025

The progress and impact of artificial intelligence were the key topics of this year’s SXSW Conference, which ended last weekend in Austin, Texas. Discussions at the conference revolved around technological aspects such as robotics and the integration of AI into biotechnology, as well as the economic and social implications of AI, including the concentration of power and growing inequality.

Group photo taken at the 9th Singapore FinTech Festival: Yahya Yousofzai, Julian Schmeing and Wolfgang Schlaffer

Singapore FinTech Festival 2024: four key insights for financial institutions in Europe

10/03/2025

The future of the capital market will be increasingly digital, efficient and sustainable. The trends and technologies showcased during the 9th Singapore FinTech Festival (SFF) week offer banks considerable opportunities, but also – as is so often the case – present them with new challenges.

Interview with Maha Al-Saadi is Head of Regulatory Affairs at the Qatar Financial Centre (QFC)

How the QFC is helping to position Qatar as a leading digital assets hub

03/03/2025

Interview with Maha Al-Saadi, Head of Regulatory Affairs at QFC, regarding the status quo of digital assets in Qatar, current initiatives and the focus of Qatari digital asset use cases

Holding a light in the hand as a metaphor for bancassurance: success factors for German credit institutions

Bancassurance: success factors for German credit institutions

25/02/2025

Many banks and insurance companies are stagnating in the German bancassurance market. What differences exist between successful and less successful collaborations? And what factors decisive for the success of bancassurance cooperations?

Women looking at data as metaphor for the CFO study: From vision to implementation

CFO study: from vision to implementation – AI in the finance division of European banks

18/02/2025

An interview with the authors of the CFO Study 2024: How can banks leverage the potential of AI to optimize their processes and achieve measurable success?

abstract mobile phone with bank buildings on top of it as a metaphor for banking goes green: sustainable banking

Banking goes green: how we help our clients develop sustainable lending products

21/01/2025

Green lending products as a strategy for the future: how banks develop sustainable financing solutions to meet the growing needs of their customers and remain competitive

Bank building on an abstract background a a metaphor for dealing with non-performing loans

Current challenges and strategies in dealing with non-performing loans

09/01/2025

Effectively managing rising default rates in the lending business

Christmas tree as a metaphor for the BankingHub annual review / christmas article

A look back at the banking industry’s year 2024

19/12/2024

With more than 1,800 articles published over the past decade, we have become a pivotal news platform and the go-to source for experts and people interested in banking. THANK YOU, dear readers, (guest) authors and experts: your trust has driven us forward and made us what we are today.

Data lightbulb as a metaphor for ESG and Austrian banks - the pressure is on

ESG and Austrians banks – the pressure is rising

04/12/2024

Austria’s regional banks are facing the challenge of asserting themselves in a changing market environment. This can, however, also be an opportunity. The integration of ESG criteria offers banks a unique chance not only to transform their business models, but to tap into new sources of income.

The digital stream as a metaphor for: market growth is no reason to sound the all-clear: the new results of the European Asset Management Study 2024

European Asset Management Study 2024: remaining cautious despite market growth

03/12/2024

Global AUM growth regained speed and the market grew by around 9%. Despite this upswing, however, market growth alone is no reason to sound the all-clear!

Futuristic building as a metaphor for planning tomorrow’s real estate investments today – part 2: products and services

Planning tomorrow’s real estate investments today – part 2: products and services

02/12/2024

The period of growth in the global real estate market has come to an abrupt end. Opportunities to diversify real estate portfolios: products and services of the zeb.solution framework.

Woman looking at a financial institution as a metaphor for digital assets TOM: How financial institutions embed digital assets in their organisation

Digital assets TOM: how financial institutions embed digital assets in their line organizations

26/11/2024

How can financial institutions upscale their digital asset business model to serve the mass market?

Dr. August Benz, Head of International and Transformation at the Bankers Association

Impact of geopolitical risks on the Swiss financial center and its business models

25/11/2024

The recently published study “Impact of geopolitical risks on the Swiss financial center and its business models” by the Swiss Bankers Association (SBA) and zeb/zeb.business schoolis the first to carry out a data-driven analysis of the impact of geopolitical changes on the financial center.

Street of abstract lights as a metaphor for decarbonization pathways for financial institutions

Decarbonization pathways for financial institutions: overcoming challenges with practical solutions

07/11/2024

What are the main obstacles financial institutions will face in defining a target trajectory in practice? Practical solutions for dealing with these challenges.

Abstract calculation board as metaphor for optimization in lending business using the risk relevance threshold

Optimization in lending business using the risk relevance threshold

31/10/2024

The risk relevance threshold offers a valuable opportunity to simplify processes and at the same time ensure compliance with regulatory requirements.

Abstract bank building as metaphor for T+1 soon to apply in the EU, too?!

T+1 soon to apply in the EU, too?! Exploring the (market) impact of a shortened settlement cycle

30/10/2024

Settlement cycles in securities business are about to undergo a profound change. Strong indications suggest that the European Union will shorten the settlement cycle for securities transactions to T+1, thereby aiming to further reduce settlement risks and align with international standards.

abstract data stream as metaphor for navigating through the upcoming regulatory changes on the capital markets

MiFID III? Navigating through the upcoming regulatory changes on the capital markets

24/10/2024

Despite being in force since 2018, many institutions still struggle to fully comply with MiFID II and MiFIR regulations. Recent supervisory actions conducted at EU level have highlighted significant areas for improvement …

Empty chairs as metaphor for Staff reductions in times of skills shortages

Staff reductions in times of skills shortages

22/10/2024

The shortage of skilled workers has become an omnipresent issue for board members and HR managers in the financial services industry – and that’s a good thing!

Tree in front of a skyscraper as metaphor for theo role of banks in the biodiversity crisis

Interest rate turnaround 2.0 and the role of banks in the biodiversity crisis

17/10/2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#50 – October 2024) deals in detail with our special topic “Biodiversity crisis: an underestimated challenge”.

Young woman looking at an abstract data screen as metaphor for wealth management and the new generation’s securities business

Wealth management and the new generation’s securities business

15/10/2024

What’s special about the investment behavior among Gen Z? Which success factors should wealth managers consider in this context? In this interview, Mr. Thienel, Director Product Core Banking, Universal Banking, at Finastra, answers these and many more questions about wealth management and the securities business of the new generation.

Old couple looking at the sunset as metaphor for Pension buyouts as a strategic option for banks and insurers

Pension buyouts as a strategic option for banks and insurers: an interview with VEDRA Pensions

26/09/2024

Pension buyouts: effects and risks

Skyscraper in construciton with green plants bottom-up as metaphor for the ESG Study 2024: Europe’s banks under the microscope

ESG Study 2024: Europe’s banks under the microscope

25/09/2024

In cooperation with the Liechtenstein Bankers Association, zeb asked 36 European financial institutions, including large, state/cantonal and domestic-oriented banks, to self-assess their ESG status quo. The outlook for the institutions surveyed is sobering: the majority still face significant challenges on their path to sustainable transformation.

Christin Stock, Head of Corporate Development and Sustainability at VR Bank Rhein-Neckar

Sustainable transformation at VR Bank Rhein-Neckar: an interview with Christin Stock

23/09/2024

We had the great pleasure of conducting an interview with Christin Stock, who used to be a consultant at zeb. Now she works at VR Bank Rhein-Neckar as Head of Corporate Development and Sustainability.

Cubes with people emoji as metaühor for tackling the shortage of skilled workers

Tackling the shortage of skilled workers – is more really always better?

05/09/2024

Quality over quantity: the decisive difference in recruiting

Woman looking at a financial chart as metaphor for financial education

What is financial education, and where does it begin? Interview with Finstep

04/09/2024

In an interview with Christian Binder, the founder of Finstep, we talked about the current state of financial education in Germany. The fintech company’s app features animated short videos that tackle questions like “How do I finance my education?” and “How do I get my first apartment?” while engaging young people with gamification approaches.

Julian Knorr, CEO of ONESTOPTRANSFORMATION AG

There is no digital transformation without a digital mindset: interview with ONESTOPTRANSFORMATION

02/09/2024

How can banks successfully implement transformation? Interview with Julian Knorr, CEO of ONESTOPTRANSFORMATION AG, provides comprehensive insights into the multifaceted nature of digital transformation and elaborates how a digital mindset underpins technological innovation, process optimization and new business models.

Cargo containers as metaphor for the Corporate Sustainability Due Diligence Directive (CSDDD)

The CSDDD has been introduced: What are the additional requirements for banks and savings banks?

21/08/2024

The Corporate Sustainability Due Diligence Directive (CSDDD) aims to prevent human rights violations and environmental harm during product and service manufacturing within the EU.

Sailing boat in the storm as metaphor for the "European private client business 2024–2026: steadfast island in the storm?!"

European private client business 2024–2026: steadfast island in the storm?!

14/08/2024

The year 2023 stood out as exceptional for banks across European markets. Business with private clients flourished. This begs the question of what the years to come will bring for banks operating in European private client markets?

A look at the sky as a metaphor for planning tomorrow's real estate investments today.

Planning tomorrow’s real estate investments today – part 1: zeb.solution framework

08/08/2024

In the current volatile environment, the future of the real estate market is characterized by a variety of challenges, but also opportunities.

crypto coins as metaphor for the new reporting obligations for EU crypto-asset service providers

CARF and DAC 8: new reporting obligations for EU crypto-asset service providers

01/08/2024

New transparency and reporting requirements for crypto-asset service providers as per the Crypto-Asset Reporting Framework (CARF), the Common Reporting Standard (CRS) and the DAC 8.

Simon Läpple, economics graduate and certified restructuring manager, Magnit

Skill-based recruiting in the financial sector

16/07/2024

Interview with Simon Läpple, Magnit, about agile approaches to pursue his vision of a collaboration between companies and talented employees that is beneficial to everyone involved.

skyscrapers overgrown with green trees as metaphor for the ESG transformation advancing

ESG transformation advancing but still in progress

15/07/2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#49 – July 2024) deals in detail with our special topic “ESG transformation advancing but still in progress”.

Maria Mondry, Head of Banking at Tomorrow in an interview about financial literacy

How financially literate is Gen Z? An interview with Tomorrow

10/07/2024

What similarities and differences are there between Generation Z and other generations in their handling of, attitude towards and knowledge of their own finances? This question prompted us to talk to Maria Mondry, Head of Banking at Tomorrow, about the topic of financial literacy.

Interview with Kamil Niewiatowski, Country Manager of Raiffeisen Digital Bank Poland

Raiffeisen Digital Bank Poland about AI and the peculiarities of the Polish and Romanian markets

08/07/2024

Kamil Niewiatowski, Country Manager of Raiffeisen Digital Bank Poland, about the future of banking, the peculiarities of the Polish and Romanian markets and the increasingly popular AI tools.

The resurgence of problem loan management – challenges for banks

The resurgence of problem loan management – challenges for banks

28/06/2024

Loan management is becoming a critical concern for financial institutions.

future of AI in banking

BNP Paribas Bank Polska about the future of AI in banking

26/06/2024

Interview with Jarosław Łach and Anna Stepanów about AI implementation and the future of AI solutions at BNP Paribas Bank Polska.

Generation Z: expectations from their employer!

What Generation Z professionals really expect from their employer!

26/06/2024

What characterizes Generation Z, whose demands are disrupting the labor market? And how can companies ensure that they remain attractive to young talent as the world of work evolves?

Determining heirs, shaping the future – estate forecasting

Determining heirs, shaping the future – estate forecasting

11/06/2024

In the coming years, banks must aim to identify heirs and promote the retention of inheritable assets that are at risk of migration – the zeb.estate forecast is a suitable tool to achieve this.

Employee health as a critical success factor

Employee health as a critical success factor: can corporate culture serve as a cure-all?

22/05/2024

The existence of psychological safety not only fosters a health-oriented corporate culture but also underpins organizational high performance!

Interview with Moritz Schildt, CEO of coinIX GmbH & Co. KGaA

Venture capital investments in the digital asset and DLT economy of the future

21/05/2024

We spoke with Moritz Schildt, CEO of coinIX GmbH & Co. KGaA, about coinIX, venture capital investments in crypto projects and start-ups, the potential of tokenization, and the projected landscape of the digital asset and DLT economy by 2030.

interest rate risk conundrum

The interest rate risk conundrum

22/04/2024

What is behind the alleged discrepancy between the banks’ negative IRRBB exposures and the observed increase in profitability? Which hedging strategies should banks use in the changed environment?

The positioning of European asset managers

Asset Management Study: trends and success factors for profitable business in the long term

17/04/2024

Current geopolitical developments and the resulting economic shocks pose new challenges for asset managers. In our asset management study conducted in 2023, we analyse current developments in the European asset management industry.

MiCAR unveiled: navigating through MiCAR’s licensing processes

MiCAR: navigating through MiCAR’s licensing processes

16/04/2024

Overview of licensing processes according to the pan-European Markets in Crypto Assets Regulation (MiCAR)

Start into a potentially challenging year 2024f or banks

A splendid start into a potentially challenging year

15/04/2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#48 – April 2024) deals in detail with our special topic “CRE in turmoil and vulnerability of Western European banks”.

MiCAR: crypto asset service providers

MiCAR: requirements for crypto asset service providers

27/03/2024

An overview of general and specific requirements for crypto asset services providers (CASPs) according to the pan-European Markets in Crypto-Assets Regulation (MiCAR).

The power of super apps: their potential for the financial industry

The power of super apps: their potential for the financial industry

21/03/2024

After an innovation trip to Asia and an in-depth analysis of local conditions in Germany, we are convinced that super apps could shape the future of banking.

Torsten Joseph, Lead Solutions Consultant at Finastra

Open banking and open finance: driving innovation in capital markets?

19/03/2024

We talked to Torsten Joseph, Lead Solutions Consultant at Finastra, about the current state of open banking and open finance and his views on possible use cases, particularly in the capital markets.

MiCAR’s classification of crypto assets and services

MiCAR’s classification of crypto assets and services

13/03/2024

Overview of crypto assets and services classification according to the pan-European Markets in Crypto-Assets Regulation

Banking prospects 2024: “soft landing” or recession?

Banking prospects 2024: “soft landing” or recession?

29/02/2024

Banks caught between favorable forecasts and acute risks

Giant robot throwing man in a trash can as metaphor for "AI at work: will AI replace or support us?"

Will AI replace us or make our work easier? – an international study

14/02/2024

An international study led by zeb.business school in collaboration with academic partners from ten nations is investigating the impact of AI on work practices.

data as metaphar for five steps to successful AI adoption

Five steps to successful AI adoption in small and medium-sized financial institutions

06/02/2024

To ensure that financial institutions of all sizes can leverage AI throughout their organizations, five key steps need to be considered.

We celebrate 10 years of BankingHub!

We celebrate 10 years of BankingHub!

31/01/2024

The BankingHub turns 10! What were the original intentions behind the BankingHub? And what is the BankingHub today?

People silhouettes against glass as metaphor for culture and strategy in banks as keys to success?

Culture and strategy in banks as keys to success?

24/01/2024

What drives companies’ performance and success? How do they know who has to do what? What makes employees strive for the ongoing success of their company?

2024: The future of banks

The future of banks: despite a positive outlook, caution is advised in 2024

18/01/2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#47 – January 2024) deals in detail with our special topic “2024 – transitional year to a new equilibrium”.

Brain with wires as metaphor for the possibilities for AI in the financial sector are manifold

Many opportunities for AI in the financial sector: Visa is one example

15/01/2024

Jeroen van Oerle, portfolio manager, Global FinTech, discusses the application of generative AI, using Visa as an example.

Is a personnel strategy smart without AI?

Is a personnel strategy smart without AI?

08/01/2024

Looking into the future, we can already state: a personnel strategy without systematic use of AI components will hardly stand a chance of achieving HR departments’ goals!

BankingHub annual review / christmas article

A look back at the banking industry’s year 2023

15/12/2023

For almost ten whole years now, the BankingHub has been providing you with insights into the financial sector in line with our guiding principle “Sharing is caring”. Our focus topics 2023.

Daniel Valenzuela, Head of Impact at World Fund

Impact investing: World Fund interview

14/12/2023

We had the opportunity to discuss the topic of impact investing with Daniel Valenzuela, Head of Impact at World Fund, a venture capital company that was founded in 2021 and specializes in funding climate tech start-ups.

A view of the sky as a metaphor for a view of the future of corporate banking

Corporate Banking Study 10.0

13/12/2023

Given the many new opportunities that have arisen in corporate banking, banks’ earnings potential is expected to rebound in the medium term.

Band aid on smoke stack as metaphor for green funding: the path to green bond issuance capability

Green funding: the path to green bond issuance capability

29/11/2023

Not all types of green bonds are suitable for every institution. Since far more than just the financial side must be taken into account for this type of issuance, the choice of the right financing instrument has strategic implications.

Abstract space concept image as metaphor for electronic securities and the choice of register solution

Electronic securities and the choice of register solution

27/11/2023

How is the market for electronic securities and technical solutions developing? Is scalability the main differentiator? In cooperation with tokenforge, we take a look at the current development of the market for electronic securities and technical solutions for maintaining a crypto securities register.

Founders of Fundvis, CEO Tobias Degünther (left)and CPO Leonhard Kossmann (right)

Fundvis – a user-friendly E2E fund management platform

22/11/2023

We had the opportunity to talk to Leonhard Kossmann, one of the co-founders of Fundvis.

colorful cables joining in at the center as metaphor for future-proof client care and sales in private banking

How to future-proof client care and sales in private banking

15/11/2023

How can private banking providers learn from developments in retail banking and how can they translate these insights into successful sales strategies for their own clientele?

Binjamin Sancar, Member of the Board at Raiffeisen OÖ Ventures

Beyond banking: activating the communal spirit through new approaches in the region

08/11/2023

In our interview with Binjamin Sancar, Member of the Board at Raiffeisen OÖ Ventures, we give you an insight into the beyond banking steps Raiffeisen OÖ Ventures is taking and the opportunities and challenges this entails.

Flag of Switzerland: Cross-border business of Swiss asset managers

Cross-border business of Swiss asset managers

31/10/2023

Compared to onshore markets such as Germany, Switzerland benefits more from demographic developments and asset growth in the rest of the world. Can Switzerland keep up with the fundamental changes in the industry?

Economies and banks at a pivotal turning point

Economies and banks at a pivotal turning point

26/10/2023

zeb.market.flash, Q3 2023: (Issue 46 – October 2023): regulatory gaps between the U.S. and the euro area.

Abstract cloud computing and network as metaphor for ECB guidelines on risk data aggregation

New ECB guidelines on risk data aggregation and risk reporting

25/10/2023

Ever since the ECB’s announcement of its supervisory priorities for 2023–2025 in December 2022, followed by Andrea Enria’s keynote speech during the Annual Conference on Banking Supervision in March 2023, it has become clear that banks will have to revisit the compliance gaps in their risk data aggregation and risk reporting processes. Implications for G-SIBs and opportunities for smaller banks.

Interview with Michael Hülsiggensen, Head of DACH Market at SurePay

Instant payments on the rise: “IBAN Name Check” as a means of combating fraud

18/10/2023

Michael Hülsiggensen, Head of the D-A-CH region at SurePay, gives us insights into the developments of instant payments and the associated challenges in fraud prevention. SurePay is a provider of a payee verification solution, also known as “IBAN Name Check”.

Man on a abstract background as metaphor for BigTechs’ future moves: from current state to industry domination?

Unveiling BigTechs’ future moves: from current state to industry domination?

16/10/2023

BigTechs’ initial entry into the market provides valuable insights into their possible medium to long-term trajectories. Individual BigTechs may chart different paths based on their unique capabilities, existing product portfolios, and strategic objectives.

Creative glowing digital car on blurry night city as metaphor for the German fleet leasing market

German fleet leasing market – can the expansion of management services be a driving force in the future?

10/10/2023

The fleet leasing business in Germany is facing new challenges. A highly competitive market and demanding macroeconomic circumstances call for new growth strategies.

Abstract flying in futuristic corridor as metaphor for The future role of BigTechs in financial services

The future role of BigTechs in financial services

09/10/2023

BigTechs’ disruption of financial services is just getting started: the future role of BigTechs in financial services.

Marina Fleischhauer and Daniel Werther

Construction financing: the path to success

04/10/2023

In an interview with Marina Fleischhauer, head of the ecosystems department, and Daniel Werther, head of sales for construction financing at Volksbank Mittelhessen, we talked about opportunities for change, the transformation process “from construction financing specialist to home construction and improvement advisor”, and experiences gained to date.

Tjark Klindworth, Managing Director of QUIDT GmbH

Beyond banking: opportunities for regional banks to position themselves in the market

20/09/2023

Interview with Tjark Klindworth from Volksbank eG Südheide – Isenhagener Land – Altmark. With the joint venture QUIDT, Tjark Klindworth develops innovative, digital solutions for regional small and medium-sized enterprises that go beyond the scope of their core business.

Colorful Montage of Buildings as metaphor for BaFin sets the focus on the credit institutions’ real estate portfolios

BaFin sets the focus on the credit institutions’ real estate portfolios

06/09/2023

In addition to the usual audit types, BaFin has established “real estate business“ as a new focus area for its audits.

Light trail over the city as metaphor for: marathon towards “net zero” the role of banks

Marathon towards “net zero”: the role of banks in achieving climate neutrality

03/09/2023

How to develop a science-based pathway aimed at reducing financed GHG emissions to achieve “net-zero” status.

Digital generated image of young woman jumping as metaphor for asset management: investment products in a world of Netflix, TikTok et al.

Asset management: investment products in a world of Netflix, TikTok and others

29/08/2023

Quo vadis, retail business in asset management? How is the market evolving and what does this mean for asset managers?

network concept as a metaphor for Target Operating Model 4.0 – asset managers in a fully digital target picture

Target Operating Model 4.0 – asset managers in a fully digital target picture

28/08/2023

The value chain of asset managers could be almost completely automated and digitally mapped – in theory, human action and interaction are hardly necessary anymore.

Elena Sankova from software provider Finastra

Paperless, secure and transparent: the future of international trade

22/08/2023

The implementation of the “Model Law on Electronic Transferable Records”, comes with the expectation of an increasing digitalization of international trade and thus trade finance. With Elena Sankova from software provider Finastra we discussed how this process can be accelerated and how banks can position themselves in this area.

Interview with Dr. Philipp Stein (PS) and Dr. Kai Krieger (KK), Chief Representative and Change Manager Transformation at Volksbank Mittelhessen.

The best of both worlds: successful innovations through strong partnerships

17/08/2023

Interview with Dr. Philipp Stein (PS) and Dr. Kai Krieger (KK), Chief Representative and Change Manager Transformation at Volksbank Mittelhessen.

Interview with Pablo Hess, one of the two fund managers of Tungsten TRYCON AI Global Market

AI in asset management: between man and machine

16/08/2023

Interview with Pablo Hess, one of the two fund managers of Tungsten TRYCON AI Global Markets, about the opportunities and difficulties of using AI in investment processes.

Digital acquisition of new customers in private banking

Digital acquisition of new customers in private banking

02/08/2023

We’ve investigated the opportunities associated with digital acquisition of new customers for private banking providers.

Not here to stay – the challenge of employee retention

Not here to stay – the challenge of employee retention

20/07/2023

The “disloyal” Generation Z: ways to successfully retain employees. Gap between staff recruitment and staff retention

Qualified PMO: administrative support or decisive game changer?

Qualified PMO: administrative support or decisive game changer?

18/07/2023

The qPMO as a versatile game changer. We share the experience gained from using our qualified PMO.

regulatory gaps between the U.S. and the euro area

Markets regain confidence in banks

17/07/2023

zeb.market.flash Q2 2023 (Issue 45 – July 2023): regulatory gaps between the U.S. and the euro area.

Interview with Jean-Pierre Schmit, jemnic: Shaping the future of wealth management: embracing conversational banking

Shaping the future of wealth management: embracing conversational banking

13/07/2023

We had the opportunity to speak with Jean-Pierre Schmit, the founder of jemmic. In 2019, jemmic launched the SecuChat messaging platform.

Medium-term interest rate scenarios and implications for European banks

Medium-term interest rate scenarios and implications for European banks

06/07/2023

What medium-term interest rate scenarios are possible? What are the consequences for European banks? And what control levers, if any, do institutions have in this situation?

Text summarization with AI in banking: an alternative approach to ChatGPT

Text summarization with AI in banking: an alternative approach to ChatGPT

04/07/2023

A client query made us delve deeper into “Automatic text summarization”.

Construction financing: responding to the crisis with customer centricity and efficiency

Construction financing: responding to the crisis with customer centricity and efficiency

28/06/2023

Processes for existing business are often neglected, even though they are the most common lending processes in banks.

Crypto accounting in accordance with IFRS: a black box or (gradually) increasing light in the dark??

Crypto accounting in accordance with IFRS: a black box or (gradually) increasing light in the dark?

22/06/2023

Transparency is everything: crypto-assets in accounting.

AML compliance is the key success factor for launching digital asset offerings

AML compliance is the key success factor for launching digital asset offerings

05/06/2023

How can financial institutions fully tap the potential of digital assets without neglecting compliance and AML issues?

Treasury goes green: green funding

Green funding: ESG has arrived in treasury

03/06/2023

ESG has become a key topic of public debate. It is also being widely discussed within the financial services industry. In this article, we focus on the funding aspect, using green bonds and customer deposits as specific examples.

Click to Pay: bye-bye credit card number

Click to Pay: bye-bye credit card number

23/05/2023

Click to Pay is the catchy name of a new process that is set to become established in German online retail in 2023.

Human Resources: Labor shortage: competition for workers is intensifying

Labor shortage rather than skills shortage: competition for workers is intensifying

17/05/2023

The word “skilled” will have to be deleted from the phrase “shortage of skilled workers”!

ESG data collection: operational lending business?

ESG data collection – a challenge for the operational lending business?

15/05/2023

The increasing scope of ESG data requirements, however, poses significant challenges for financial institutions.

Use of AI in fraud detection

Document verification: use of AI in fraud detection

01/05/2023

AI as technological support in the document verification process.

Banking crisis 2.0: Banking turmoil raises old familiar questions

Banking crisis 2.0: banking turmoil raises old familiar questions

20/04/2023

zeb.market.flash Q1 2023 (Issue 43 – April 2023): Banking crisis 2.0 and its regulatory implications

Deposit business after the interest rate turnaround (article)

Deposit business after the interest rate turnaround – regional banks need a new sales story

19/04/2023

Regional banks must rethink and reshape their deposit business. Sales challenges faced by savings banks and cooperative banks.

abstract imgage: E2E transformation: breaking down silos for more customer satisfaction

E2E transformation: breaking down silos for more customer satisfaction, efficiency and entrepreneurship

18/04/2023

What are the key factors for long-term customer focus, efficiency and entrepreneurship in E2E transformation?

Cover: Private Banking Study Austria 2022

Private Banking Study Austria 2022

17/04/2023

Analysis, simulation, focus topics and outlook: the private banking market in Austria.

Thede Küntzel, Manager Projects & Innovation at Sparkasse Bremen and Managing Director of ÜberseeHub GmbH.]

Joining forces: strategic partnerships between banks and fintech companies

11/04/2023

The power of collaboration: Thede Küntzel, Manager Projects & Innovation at Sparkasse Bremen, on the opening up of new opportunities for collaboration between banks and fintechs.

Abstract image for the lending business 2023: trends and market forecasts

Lending business 2023: trends and market forecasts

04/04/2023

Credit events: a global perspective In our review of the 2022 lending business, we examined credit events and trends around the

Marco Wolf, co-founder of UK start-up Novus World Ltd

From bank to B2B payment service provider: the exciting journey of a sustainable fintech company

30/03/2023

In the interview with Marco Wolf, co-founder of UK start-up Novus World Ltd, we talk about how it all began, the challenges NOVUS had to overcome when dealing with venture capitalists, and what comes next.

Digital Operational Resilience Act (DORA) – new requirements and implications

Digital Operational Resilience Act (DORA) – new requirements and implications

29/03/2023

DORA establishes a legal framework for the direct monitoring of critical third-party ICT service providers (especially large cloud computing service providers).

Process management – leverage available potential

Process management – leverage available potential now!

28/03/2023

How can a regional bank with limited resources develop future-proof process management? Are the process management goals currently being achieved?

Supervisory and market focus on interest rate and liquidity risks in the banking book

Supervisory and market focus on interest rate and liquidity risks in the banking book

22/03/2023

Analytical framework for bank management to identify and eliminate weaknesses. In specific cases, it even uncovered earnings potential.

Cover whitepaper: Private Banking Study Germany 2022

Private Banking Study Germany 2022

21/03/2023

The assets of German private banking customers are growing steadily: in 2022, they already amounted to EUR 7.2 trillion and are expected to increase to EUR 10.3 trillion by 2027. In our Private Banking Study Germany 2022, we have comprehensively analyzed the German private banking market. In this article, we provide an insight into the results.

Crypto crisis: the end of Bitcoin and other cryptocurrencies or a wake-up call for stronger regulation?

15/03/2023

The crypto debate: Is the crypto crisis the end of Bitcoin & other cryptocurrencies, or a call for stronger regulation? In this interview, Dr. Nils Bulling, Head of Strategic Innovation, Ecosystem & Digital Assets at Avaloq, shares his personal view on the current crisis in the crypto market and his predictions of how cryptocurrencies such as Bitcoin could develop in the future.

Interview with Dr. Matthias Breier,Head of ESG Product at FE fundinfo

Putting an end to greenwashing accusations – innovative ESG data solutions in the fund industry

09/03/2023

How innovative ESG data solutions provide more transparency in the fund industry.

Malte Huffmann, co-founder and co-CEO of Mondu,

Ten quick questions for Malte Huffmann about the “BNPL” market

06/03/2023

Trends and market potential in the “Buy Now, Pay Later” market 1) Mr. Huffmann, what trend development has Mondu observed

Interview with Günther Froschermeier, founding member of CCV GmbH, about the future of the payment industry

Where is the payments industry heading?

21/02/2023

Interview with Günther Froschermeier, co-founder of CCV GmbH, about competition in the payments industry and the latest developments in payment transactions.

Candidate sourcing

Candidate sourcing in regional banks

15/02/2023

An approach, which recruitment consultancies have been using for a long time and for good reason.

Crypto market crisis boosts opportunities for banks

Crypto market crisis boosts opportunities for banks

14/02/2023

Established financial institutions have good reason to continue their crypto projects. The current crisis in the crypto market is also an opportunity.

Dynamic risk management – revised core model

Dynamic risk management – revised core model

09/02/2023

Dynamic Risk Management (DRM) is a standard currently under development to reflect interest rate risk management measures in financial reporting.

Liquidity management: modeling cash flows for variable bank products

Liquidity management – a comparison of approaches to modeling cash flows for variable bank products

08/02/2023

Regulatory requirements merely provide the framework – the institution-specific implementation can be based on different modeling approaches.

Shortage of skilled workers in banks and insurance companies

Shortage of skilled workers – an existential threat to banks and insurance companies

31/01/2023

Skilled workers will be in short supply in Germany in the future. One in 14 positions will be unfilled in about seven years.

Banking environment: 2023: challenging times ahead

New banking environment 2023: challenging times ahead

30/01/2023

zeb.market.flash Q4 2022 (Issue 42 – January 2023): Essential value drivers in banking

AI Liability

AI Liability Directive: reversing the burden of proof?

25/01/2023

What do the new rules mean for financial institutions? To what extent will the new AI Liability Directive affect the already highly regulated financial industry – also in Germany?

Cost management evolution

Cost management evolution

24/01/2023

New models for cost governance in the context of market evolution, new competitive forces and regulatory requirements.

A management introduction to MLOps

23/01/2023

With MLOps, IT managers can ensure that efficiencies are gained when moving from pilot to scale.

André Höck is Head of ESG Integration at EB-SIM

Impact investing: challenges and opportunities

10/01/2023

Interview with André Höck, Head of ESG Integration at EB – Sustainable Investment Management GmbH, a subsidiary of Evangelische Bank, about the opportunities, risks and challenges of impact investing.

after the interest rate turnaround

Regional banks after the interest rate turnaround – seizing opportunities, avoiding risks

09/01/2023

Challenges of the interest rate turnaround require cross-divisional cooperation.

Luminous Christmas tree: a look back at the banking industry’s year 2022

BankingHub: a look back at the banking industry’s year 2022

16/12/2022

Year nine of the BankingHub is rapidly drawing to a close. We’ve picked out some of the key topics published on the BankingHub over the course of the year.

Futuristic technology tunnel: Intelligent automation of real estate finance

Intelligent automation of real estate finance: possibilities of RPA and AI

15/12/2022

Document processing using the example of real estate finance.

Carbon accounting: Managing financed GHG emissions

Carbon accounting: Managing financed GHG emissions

24/11/2022

The EU is facing a massive transformation of the real and the financial economy due to climate change. Operational and regulatory relevance of carbon accounting.

Rebirth of the deposit business for banks in Europe

Rebirth of the deposit business: is a “battle for deposits” looming?

14/11/2022

zeb.market.flash Q2 2022 (Issue 42 – November 2022): Banks’ strong performance fuels hope for upcoming quarters

Tomas Nascisonis, CEO of Crypto House Capital

Crypto House Capital – revolutionizing the crypto market with virtual real estate

10/11/2022

Mr. Nascisonis, CEO of Crypto House Capital, about the metaverse, the opportunities for virtual real estate projects and the impact of the recent downtrend of the crypto market.

Derivative pricing and risk management with neural networks

Derivative pricing and risk management with neural networks

02/11/2022

Currently, the main models used for derivative pricing are based on arithmetical models. Their weakness, however, is their performance. Derivative valuation using machine learning may be the future in several areas of financial institutions.

Cerative competition for students: Sustainable banking of tommorrow

Creative competition for students: sustainable banking of tomorrow

31/10/2022

The BankingHub is looking for you as a student with creative talent! Post your content on the BankingHub and win great prizes!

Interview with Till Keller about SME foreign payments

Challenges for SMEs in international payments – can FinTechs help?

26/10/2022

Interview with Till Keller, Managing Director FX Sales – Germany, Switzerland, Austria at Ebury, on the current challenges in foreign payments and related solutions.

Tobias Seidl, co-founder of STOKR

Alternative asset classes in the form of security tokens

25/10/2022

Interview with Tobias Seidl, co-founder of STOKR.

EU taxonomy: special challenges for automotive banks

EU taxonomy: special challenges for automotive banks

18/10/2022

When is an investment classified as taxonomy-aligned? The business of automotive banks against the background of the EU taxonomy.

Leadership in times of change

Leadership in times of (cultural) change: Four principles

12/10/2022

Leadership has to be different now. But how exactly?

Jörg Howein, Chief Platform Officer at Solaris

Brave new banking world: the future of embedded finance

11/10/2022

After relaunching our BankingHub website, we spoke to Jörg Howein, the initiator of the BankingHub platform, about current developments and trends in the banking sector.

Data lakehouse: the next logical step in data management?

Data lakehouse: the next logical step in data management?

10/10/2022

Assessment of the data lakehouse concept for financial services providers.

Mr. Frank Breuss, CEO of Nikulipe

Local Payment Methods for Fast-Growing and Emerging Markets

06/10/2022

Mr. Frank Breuss (CEO of Nikulipe) about the provision of local payment methods in Fast-growing and Emerging markets, the growth potential in the e-commerce business and new technologies in payments.

Amari Groß / Founder of Goldie Tech

How Goldie Tech aims to simplify access to the gold market for bank customers

27/09/2022

We talked to Amari Groß, the founder of Goldie Tech, about how the fintech start-up attempts to revolutionize the gold market through its white-label solution for banks.

Crowdfunding: Legal framework

ECSP – a new legal framework for crowdfunding

22/09/2022

Crowdfunding will be standardized across the EU with the introduction of a Regulation on European Crowdfunding Service Providers (ECSP).

Dr. Stefan Steib, founder of fincraft

How finCraft helps stock market beginners manage their own finances

21/09/2022

“Manage your financial future yourself” – that’s the order of the day according to Dr. Stefan Steib, founder of finCraft. How finCraft helps stock market beginners manage their own finances.

Moritz Schildt, Chairman of the Supervisory Board of coinIX GmbH & Co. KGaA.

Venture capital in the crypto-market – Web 3.0 doesn’t come out of nowhere

13/09/2022

Interview with Moritz Schildt, Chairman of the Supervisory Board of coinIX GmbH & Co. KGaA.

DLT pilot regime: starting signal for the capital market of tomorrow?

DLT pilot regime: starting signal for the capital market of tomorrow?

25/08/2022

The goal of the DLT pilot regime is to create a new and innovation-friendly regulation: Challenges & opportunities.

AI is becoming more important for building societies

AI is becoming more important for building societies – study results

24/08/2022

In 2021, for the second time since 2019, zeb conducted a study on the use of AI in the building society sector. The results show that AI has clearly gained in importance and initial implementation projects have been launched.

Soaring interest rates in turbulent times

Soaring interest rates in turbulent times

28/07/2022

zeb.market.flash Q2 2022 (Issue 41 – July 2022): It is official: The era of zero interest rate levels seems to be over, but banks are currently not dealing with an isolated and gradual rate increase.

Machine learning: When prediction becomes unpredictable

Machine learning: When prediction becomes unpredictable

27/07/2022

How secure and explainable machine learning can open up new potential for financial institutions.

MiCAR: the regulatory framework for crypto assets has been fleshed out

MiCAR: the regulatory framework for crypto assets has been fleshed out

25/07/2022

The EC published its digital finance strategy on September 24, 2020. Its key element is the proposal for a Regulation on Markets in Crypto-assets (abbreviated as MiCAR). Is MiCAR a real game changer for the crypto industry?

AI applications: BaFin’s regulatory requirements

BaFin’s regulatory requirements for AI applications

22/06/2022

Supervisors focus attention on AI Banks must follow suit – BaFin defines minimum requirements for use of AI The purpose

Internal segment accountingin regional banks

Four hypotheses on the future of internal segment accounting in regional banks

13/06/2022

Four hypotheses on the future of internal segment accounting in regional banks. Management impulses and conclusion.

eWpG: Crypto securities registry services

eWpG: Crypto securities registry services – opportunities & obligations

01/06/2022

How fast are crypto securities growing in Germany? What are the benefits and obligations? Find our answers.

Unconscious bias: diversity concerns us all

Unconscious bias: diversity concerns us all

25/05/2022

Why should we address unconscious biases? Answers and anti-bias strategies.

ESMA’s Sustainable Finance Roadmap

ESMA’s Sustainable Finance Roadmap

24/05/2022

Sustainable finance is an integral part of the real economy and the financial markets. Read how the Sustainable Finance Roadmap helps in the fight against greenwashing!

Decentralized finance: meaning for financial services providers

DeFi is eating finance: what does decentralized finance mean for financial services providers?

18/05/2022

We talked with Mirco Recksiek about DeFi. Decentralized finance has the potential to change the world of finance permanently.

Equity crowdfunding

Equity crowdfunding – what one person can’t do, can be achieved by many

16/05/2022

“VR-Crowd” – from an innovative idea to an established equity crowdfunding platform.

Request to Pay: automated processing of invoices with SEPA

Request to Pay: automated processing of invoices with SEPA

12/05/2022

What does Request to Pay mean? And how is the savings potential through end-to-end automation with R2P?

Agile requirements prioritization

Agile requirements prioritization – who comes first?

10/05/2022

Approaches to prioritizing different business requirements for financial service providers’ IT.

Say goodbye to Goldilocks economy

Say goodbye to the Goldilocks economy

20/04/2022

zeb.market.flash Q1 2022 (Issue 40 – April 2022): Post-war economic perspectives and impact on banks.

Banking for Gen Z: Interview with pockid

Banking for Gen Z – quo vadis pockid?

11/04/2022

How can we win over Generation Z to financial products? Interview with Jes Hennig, co-founder and CEO at pockid.

Daniel Schreieber in iInterview about conversational banking

Conversational banking study – chatbots and voicebots from a customer perspective

07/04/2022

Interview with Daniel Scheiber, Group Head of Conversational & AI at CREALOGIX

Asset management: Operating models

Operating models in asset management – ensuring future readiness

06/04/2022

Find the best-fitting operating model in order to ensure future readiness in the Asset Management industry!

Jens Holezcek in interview about German banking industry's position on the digital euro

What is the German banking industry committee’s position on the digital euro?

04/04/2022

Jens Holeczek, representing the Volksbanken and Raiffeisenbanken, gives us answers on the topic of the digital euro.

ESG reporting: challenges and opportunities

ESG reporting: challenges and opportunities for financial institutions

28/03/2022

Focus on sustainability risk reporting

Customer interaction via chatbots

Business process automation via chatbots

23/03/2022

Interview with Ulf Loetschert of LoyJoy about the opportunities presented by chatbots, from lead generation to the future potential in the coming years.

Design in banking

Design in banking – just an expensive accessory or a key to success?

17/03/2022

FinTechs & challenger banks rely on design in banking in their strategic positioning. Does this success factor also apply for traditional players?

Chatbots and voicebots

Chatbot Clara Wäller at Westerwald Bank – a success story

16/03/2022

How can processes in the customer service center be automated and accelerated using chatbots? Insights into the potential of chatbots in the banking sector.

Diversity in German banks: Gender diversity

Diversity in German banks: Shocking figures for gender diversity on the management boards

11/03/2022

It’s not about political correctness nor about feminism – it’s all about economic success

EU taxonomy: sustainable or not?

The EU taxonomy: sustainable or not? That’s the question

01/03/2022

The EU taxonomy for sustainable investments is the key basis for assessing the sustainability of economic activities and is relevant for several other EU regulations.

Financing business successions as new revenue streams

Corporate banking – financing business successions as new revenue streams

23/02/2022

Business successions as a source of income for regional banks.

Digital assets for regional banks: opportunities & challenges

Digital assets – opportunities and challenges for regional banks

16/02/2022

The high demand from retail customers for digital assets and cryptocurrencies is proving to be a challenge for regional banks!

Interview with Thomas Elm about product design and customer experience

Design before aesthetics: Focus on customer experience

07/02/2022

Interview with Thomas Elm, Managing Director at UI/UX provider Goodpatch in Germany

Credit business: Digital credit events 2021

Digital credit events 2021

03/02/2022

A global perspective on key events: We analyzed and evaluated credit events from more than 45 countries on five continents over the course of 2021.

Digital customer interaction: Digital Assistants (chatbots and voicebots) as a strategic asset

Digital customer interaction as a strategic asset

01/02/2022

Benefits of modern customer interaction for banks’ business model.

Blue particle data making the shape of glowing network as metaphor for the transformation study 2022

Transformation study 2022 (zeb)

18/01/2022

Characteristics of a successful corporate culture and levers for its establishment.

Green investment challenge for banks

The green investment challenge for banks

13/01/2022

zeb.market.flash Q4 2021 (Issue 39 – January 2022): The green investment challenge.

EPI – Euopean payment initiative

EPI – a take on the European payment initiative

02/12/2021

In parallel with discussions among the members of the EPI interim company, we sat down and developed five theses around the rise (and possible fall) of EPI.

Martin Wallmann from Clearwater Analytics in interview about SaaS

Software-as-a-Service (SaaS) in financial services

24/11/2021

Interview with Martin Wallmann from Clearwater Analytics.

Payment Summit 2021 event in Hamburg

Payment Summit 2021: Payments – the bartender of the e-commerce party

08/11/2021

A report from the Payment Summit 2021 in Hamburg.

Central banks’ answer to the crypto boom / Bottom-up view modern skyscraper

Central banks’ own answer to the crypto boom

19/10/2021

zeb.market flash Q3 2021 (Issue 38 – October 2021): Money, money, money? – Central banks’ own answer to the crypto boom

ESG market – green Tunnel: A step forward for banks

The ESG market potential

05/10/2021

Embracing the green revolution: A step forward for banks to embrace the green revolution.

Trader using mobile phone app as metaphor for f"Robinhood IPO – progressive democratization of the financial market"

Robinhood IPO – progressive democratization of the financial market

30/09/2021

Interview with Karl im Brahm, CEO of Avaloq Sourcing AG and Head of Germany of the Avaloq Group

Business analysis stock graph backtest in crisis covid-19 for investment in stockmarket and finance business planning selective stock for Stockmarket crash and Financial crisis as metaphor for the article "Liquidity study 2020 – importance of liquidity risk management"

Liquidity study 2020 – developments in liquidity risk management

20/09/2021

The regulatory developments of the past years highlight the huge importance of liquidity risk management and the associated challenges.

Economic graph as metaphor for regional banks in the wake of COVID19

Regional banks in the wake of COVID19 – how to raise income from the securities business

16/09/2021

Fields of action and measures for boosting income from the securities business.

Cty of Luxembourg: Retail Banking Market Study

Luxembourg Retail Banking Market Study

14/09/2021

Results of the study on the Luxembourg retail banking market.

windturbines as metaphor for sustainability in corporate banking

Sustainability in corporate banking

02/09/2021

From wallflower to integral strategy component: Perspectives and considerations for long-term success in corporate banking

BNPL – buy now, pay later on computer display

BNPL – buy now, pay later

01/09/2021

How consumer credit is evolving in the 21st century

looking at banks’ price-to-book (P/B) ratios and the development of global banks’ market valuation

What drives banks’ price-to-book (P/B) ratios? The balance sheet – what else!

27/08/2021

Key drivers and the impact of changing market trends

Server Network digital assets: Services in Swiss financial institutions

Digital assets – Launch of services in Swiss financial institutions

19/08/2021

Rapid market development: what options do institutions have to position themselves in the market?

Umwelt-Technologie-Konzept als Metapher für den Artikel "The state of sustainable investment funds in Europe"

The state of sustainable investment funds in Europe

21/07/2021

Key growth levers and market challenges.

Tablet screen shows currency rate as metaphor for the article "Digital assets – capturing the attention of institutional investors"

Digital assets – capturing the attention of institutional investors

15/07/2021

Digital assets: where are they heading? Our key findings and market survey results.

Competition in Chess game is a competition game in business as metaphor for the article "Will banks no longer play a role in the payment market?"

Will banks no longer play a role in the payment market?

14/07/2021

Future payment market: Why it is crucial that banks position themselves strategically in the payment market – and what options they have to do so

Young woman looking over the City of London as metaphor for the article "Banking sector 2021 – promising first half"

Banking sector 2021 – promising first half

12/07/2021

TLTRO – a welcome booster for profits and growth?

Two happy female friends with laptop and credit card as metaphor for the article "Payments – Made in Germany "Payments – Made in Germany"

Payments – Made in Germany 2.0

07/07/2021

Interview with Ralf Gladis, Founder and Managing Director of Computop

Investment strategies and process isometric as metaphor for "Five years of IRRBB – a status quo assessment for interest rate risk management"

Five years of IRRBB – a status quo assessment for interest rate risk management

22/06/2021

Interest Rate Risk Study 2020: Current implementation status of IRRBB requirements and challenges.

Comments

Leave a Reply Cancel reply